HMA the Benefits People

HMA the BENEFITS People are unique. We work with every major benefits carrier and most boutique programs. We have also created a suite of proprietary Employee Benefits products that fill a void in the industry and work with our insurance partners to create the most competitive benefit packages for our clients. We are deeply committed to putting the needs of our clients first. We can accommodate online or face to face meetings and work primarily with contractors, manufacturers and franchises from Vancouver Island to Newfoundland. Our proprietary program 3G is a Third-Generation program that amalgamates the security of a fully insured program with the potential credits from ASO (Administrative Services Only) if claims are lower than anticipated. We also offer education, unrivalled transparency, and benchmarking services. Combined with peer referrals, we believe you will find HMA an excellent resource as your benefit consultants.